| Maturity | Interest Rate% | Points | APR% | Monthly Payment Per $1,000 |
|---|---|---|---|---|
| 10 years | 2.750 | 0 | 2.833 | 9.55 |
| 15 years | 3.250 | 0 | 3.308 | 7.03 |
| 20 years | 3.875 | 0 | 3.921 | 6.00 |
| 25 years | 3.999 | 0 | 4.029 | 5.28 |
| 30 years | 3.999 | 0 | 4.023 | 4.77 |
| Maturity | Interest Rate% | Points | APR% | Monthly Payment Per $1,000 |
|---|---|---|---|---|
| 1 Year ARM | 4.500 | 0 | 3.222 | 5.07 |
| 3-1 | 4.750 | 0 | 3.421 | 5.22 |
| 5-1 | 5.250 | 0 | 3.733 | 5.52 |
| Maturity | Interest Rate% | APR% | Monthly Payment Per $1,000 |
|---|---|---|---|
| 3 Years | 4.500 | 4.500 | 29.75 |
| 5 Years | 4.740 | 4.740 | 18.75 |
| 10 Years | 4.990 | 4.990 | 10.60 |
| 15 Years | 6.490 | 6.490 | 8.71 |
| Introductory Interest Rate for First Six Months | Current Non-Introductory Interest Rate After Six Months |
|---|---|
| 3.990% | Prime + .74% |
(1) All interest rates and APRs include a .25% reduction for auto draft of payment from a Penn Security Bank account.
(2) Rates may change after consummation of loan.
(3) Rates/APRs apply to conventional purchase and no cash out refinance of a single family, owner-occupied residential property with 25% down with a credit score of 740 or greater. (APR is based on $100,000 loan amount) Other rates and terms available.
(4) Maximum Rate for Home Equitiy Lines of Credit is 18%.
(5) Range of Fees for Home Equity Lines of Credit is $0-$400.00.
(6) All interest rates and APRs include a .50% reduction for auto draft of payment from a Penn Security Bank account.
Annual Percentage Rates are accurate as of 02-17-2012 and are subject to change at any time without notice.