NOW is the time to get your first mortgage or refinance your current mortgage.

Totally FREE Checking
and this FREE GIFT ____________________

• Always FREE • No minimum balance • No monthly service charge • No per check charge & unlimited check writing • FREE Check Card • FREE Online Banking with FREE Bill Pay • FREE Online Interbank Fund Transfers

50+ Checking with FREE Checks _____________

• FREE for customers age 50 or better • FREE checks - choose from a wide variety of styles • No minimum balance or monthly service charge • No per check charge & unlimited check writing • FREE Check Card • FREE Online Banking with FREE Bill Pay • FREE Online Interbank Fund Transfers

Also offering –
Tiered Interest Checking ____________________

The larger your balance, the higher the interest tier your balance earns.

• Earn higher interest rates with a balance of $10,000 or more
• Earn competitive interest rates with a balance of $2,500 to $9,999
• No per check charge & unlimited check writing
• No service charge with an average daily balance of $2,500*

* A $12 monthly charge if balance falls below $2,500

FREE Small Business Checking ______________

• No minimum balance • No monthly service charge • 350 FREE monthly transactions* • FREE Online Banking with FREE bill pay • FREE Online Interbank Fund Transfers * Transactions include debits, credits, and items deposited. Only 30 cents per item over 350.

Stop by or call your local office for details.

Visit us at any one of our branch offices

© 2009 Penn Security Bank & Trust Company
A Subsidiary of Penseco Financial Services Corporation
Penn Security Bank & Trust Company is an Equal Housing Lender
Member FDIC

Main Office: 150 N. Washington Ave., Scranton, PA 18503
Toll-free: 800.327.0394 / 570.346.7741
pennsecurity.com