Increase Your Sales
Accepting MasterCard, VISA and other cards gives your customers more payment options. This translates into your customers buying more, larger sales and increasing your business.

Increase Your Cash Flow
Using the Penn Security draft capture system for charge card sales gives you fast availability of your funds.  After balancing and settling your terminal, the funds are processed and credited to your account within two business days.

Lower Costs For You
Low merchant rates are offered by Penn Security. Funds are deposited into a no service charge checking account, or if you desire, an interest bearing account.  We have NO HIDDEN COSTS that many other processors and banks charge. You and your business will greatly benefit by the low costs of processing charge cards with Penn Security. 

Faster Transaction Time
The Penn Security charge card draft capture system has a 20 second average transaction response time which means your customers spend less time waiting in line.  This efficient transaction time keeps customers happy and happy customers purchase more and keep coming back again and again.

Easy Balancing and Settling of Your Terminal
Just keying in the daily batch total of transactions and dollar amount at the end of each day balances and settles the terminal.  Your funds are then credited to your account. That is all you need to do!

Worry-Free Maintenance of Your Account
Penn Security will provide a detailed merchant statement on a monthly basis as well as a monthly bank account statement. This makes reconciling your account fast and easy.  Also, our FREE computerized Home/Office Banking System allows you to view your current account online. You may use this system to transfer funds, invest funds or just view your daily account activity.

Access to Other Banking Services
By becoming a Penn Security charge card processing merchant, you become a bank customer.  Because we are a bank and not just a card processor, we can offer to you other business services such as business loans, lines of credit, money market account, investment opportunities and much more.

Top Quality Service
We at Penn Security Bank & Trust Company believe customer service is very important!  We have received the VISA Net Processor Award for the past six years.  If you have any Questions or problems with your merchant account, they will be resolved by our experienced merchant representatives.

Our System Features
No service charge checking account (when used only for charge card deposits) or interest bearing money market accounts.

• Low merchant discount rates.
• High speed processing.
• The most up-to-date draft capture terminals, processing applications, printers and PC products.
• Ability to draft capture VISA, MasterCard, American Express, Discover, Diners Club and Carte Blanche.
• Ability to accept STAR and Qwest debit cards.
• Access to your account by using Penn Security’s FREE computerized Home/Office Banking System.

As you can see, The Penn Security draft capture system can benefit your business in many ways. Why not give Penn Security's Charge Card Department a call at (570) 346-7741 or Toll-Free at (800) 327-0394.